This Feature of Obamacare Was Supposed to Cut Costs. It Did the Opposite.

Insurance premiums are just one piece of the health care affordability puzzle for many Americans. Out-of-pocket expenses, which are less predictable, also impact the family budget.

Those out-of-pocket costs for deductibles, copayments, and the like now average more than $1,600 a year per person. That’s on top of insurance premiums, which run about $27,000 for a family plan.