A bill has been introduced in the California state legislature that would require homeowner and renter insurance providers within the state to collect information from insurance applicants in the state about whether they have firearms and how those firearms are stored on the property.
In addition to asking insurance applicants about the number of firearms they have, the bill would also require insurers to ask applicants whether these firearms are stored in locked containers when not in use.
If passed, the bill would require insurers to update their applications and start asking these firearm possession and storage questions by Jan. 1, 2026, and then report the information they collect annually thereafter to the California Department of Insurance and the state legislature, starting on Jan. 1, 2027.
The bill states that the information that insurers share with the California government “shall not contain any identifying information” like names, addresses, and telephone numbers.
California already has laws that require the registration of firearms within the state. Firearms dealers in the state must submit a purchase application, known as a Dealer Record of Sale (DROS), which a licensed dealer then provides to the California Department of Justice. The DROS system serves as a background check for firearms transfers and a registry for firearm ownership within the state.
It’s not clear what added purpose AB 3067 serves by collecting anonymized firearm ownership and storage information through homeowner and renter insurance providers. A DROS form collects more specific information about a firearm purchaser, including the purchaser’s name, address, contact information, state or military ID number, and a physical description of both the purchaser and dealer.
NTD News reached out to Mr. Gipson and Ms. Blakespear for comment about the legislation but did not receive a response by press time on Monday.
Mr. Gipson and Ms. Blakespear have both called for and sponsored legislation regulating firearms’ manufacture, sale, purchase, and ownership.
Ms. Blakespear’s bill to establish a firearm liability insurance requirement at the state level has not been enacted.
The Firearms Policy Coalition (FPC), a gun rights advocacy group, characterized AB 3067 as part of an ongoing effort to convince insurance companies to impose additional costs on firearm ownership.
2) Insurance companies continue not asking questions about guns because it doesn’t affect how they determine policy costs
3) Anti-gunners want to force insurance companies to ask questions about gun ownership, hoping that they’ll use that information to charge gun owners more –YOU ARE HERE
4) Insurance companies don’t charge gun owners more based on the questions they’re forced to ask because they’re not relevant to how they determine policy costs
5) Anti-gunners want to force insurance companies to charge gun owners more,” FPC wrote in a post on the X social media app on Saturday.
Original News Source Link – Epoch Times
Running For Office? Conservative Campaign Consulting – Election Day Strategies!